ï»¿Manchester Doorstep Loans Â£50 To Â£15,000 Cash Loans To Your Door
Welcome to Thank You Loans! We are an online provider of doorstep loans, particularly for people who may be on benefits. A cash crisis can hit you at any time in your life, and it can be hard to know what to do in those moments. Especially if you are on benefits, money is probably tight and you can’t afford to pay for this financial services manchester new problem that has appeared in your life. Luckily, you still have at least one option. If you get into financial trouble while on benefits, you can get a doorstep loan. This will allow you to get the money that you need, when you need it, and you can pay the loan back over time once everything has settled down for you.
Budgeting loans and advances. If you’re on income-based benefits (such as income support, pension credit, employment & support allowance or jobseeker’s allowance), you may be able to get an interest-free loan of up to Â£812 for essential items for your home or other necessary things that you need a lump sum for such as rent, furniture, clothing or debt repayments. Repayments depend on what you can afford, though loans last for two years at most.
With a payday loan you can only borrow a small amount, and more importantly, you have to pay it back in full as soon as you next get paid. The big advantage of doorstep collected loans for Bradford residents is that you can still borrow a very small amount (or more if you wish), but you cash loans manchester can take much longer to pay it back. The need to repay a payday loan in full so quickly is what can lead to problems for so many people who use this type of lending regularly. Being able to spread the repayment over a much longer period has a far less drastic effect on your finances.
During a Debt Management Plan we will assign you a professional debt counsellor who will calculate the amount you can afford to pay after giving consideration to your priority debts, for example, mortgage, council tax, utility bills, and other living expenses. Any money remaining after your priority debts have been accounted for is classed as your âdisposable income’. This money will then be distributed to your non-priority creditors.
To apply for a doorstep loan, you will need to set-up an agent visit with your lender. The agent will discuss your options and the nature of the loan including details about repayment. Application is completed and requirements are assessed. Once your loan application is approved, the agent delivers the money to your doorstep and repayment is collected in the same manner either weekly or monthly.